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Click picture for details. MBNA: Credit Cards: MBNA Celtic FC Credit Card 1.9% p.a. on balance transfers for 9 months from the date your account is opened, 15.9% APR typical rate (variable) on card purchases Click Here for details The Celtic Credit Card gives you 0% p.a. on balance transfers for 9 months from the date your account is opened, 15.9% APR typical rate (variable) on card purchases, and gives you the opportunity to earn exclusive Celtic Rewards!